matters has ruined the usefulness of many of them.

"I repeat, I have tried to be patient. I venture to hope, still, that
this extraordinary change in you may not be permanent, but merely the
result of a natural sympathy with the weak and unwise and unfortunate who
are always to be found in a complex civilization. I can even conceive
how such a discovery must have shocked you, temporarily aroused your
indignation, as a clergyman, against the world as it is--and, I may add,
as it has always been. My personal friendship for you, and my interest
in your future welfare impel me to make a final appeal to you not to ruin
a career which is full of promise."

The rector did not take advantage of the pause. A purely psychological
curiosity hypnotized him to see how far the banker would go in his
apparent generosity.

"I once heard you say, I believe, in a sermon, that the Christian
religion is a leaven. It is the leaven that softens and ameliorates the
hard conditions of life, that makes our relations with our fellow-men
bearable. But life is a contest, it is war. It always has been, and
always will be. Business is war, commerce is war, both among nations and
individuals. You cannot get around it. If a man does not exterminate
his rivals they will exterminate him. In other days churches were built
and endowed with the spoils of war, and did not disdain the money.
To-day they cheerfully accept the support and gifts of business men.
I do not accuse them of hypocrisy. It is a recognition on their part
that business men, in spite of hard facts, are not unmindful of the
spiritual side of life, and are not deaf to the injunction to help
others. And when, let me ask you, could you find in the world's history
more splendid charities than are around us to-day? Institutions endowed