deep feeling for your husband will ever change. But men are more
difficult to manage as they grow older, my dear, and the best of them
require a little managing for their own good. And increased
establishments bring added cares and responsibilities. Now that I am
here, I have formed a very fair notion of what it ought to cost you to
live in such a place. And I shall be glad to go over your housekeeping
books with you, and tell you if you are being cheated as I dare say you
are."

"Oh, Mrs. Holt," Honora faltered, "I--I haven't kept any books. Howard
just pays the bills."

"You mean to say he hasn't given you any allowance!" cried Mrs. Holt,
aghast. "You don't know what it costs to run this house?"

"No," said Honora, humbly. "I never thought of it. I have no idea what
Howard's income may be."

"I'll write to Howard myself--to-night," declared Mrs. Holt.

"Please don't, Mrs. Holt. I'll--I'll speak to him," said Honora.

"Very well, then," the good lady agreed, "and I will send you one of my
own books, with my own system, as soon as I get home. It is not your
fault, my dear, it is Howard's. It is little short of criminal of him. I
suppose this is one of the pernicious results of being on the Stock
Exchange. New York is nothing like what it was when I was a girl--the
extravagance by everybody is actually appalling. The whole city is bent
upon lavishness and pleasure. And I am afraid it is very often the wives,
Honora, who take the lead in prodigality. It all tends, my dear, to