don't know which, have contrived to involve me for three times as much as
the first obligation. The security is in my hands, but it is good for
nothing to me. I have not the money to do anything with the contract."

Ruth heard this dismal news without great surprise. She had long felt
that they were living on a volcano, that might go in to active operation
at any hour. Inheriting from her father an active brain and the courage
to undertake new things, she had little of his sanguine temperament which
blinds one to difficulties and possible failures. She had little
confidence in the many schemes which had been about to lift her father
out of all his embarrassments and into great wealth, ever since she was
a child; as she grew older, she rather wondered that they were as
prosperous as they seemed to be, and that they did not all go to smash
amid so many brilliant projects. She was nothing but a woman, and did
not know how much of the business prosperity of the world is only a,
bubble of credit and speculation, one scheme helping to float another
which is no better than it, and the whole liable to come to naught and
confusion as soon as the busy brain that conceived them ceases its power
to devise, or when some accident produces a sudden panic.

"Perhaps, I shall be the stay of the family, yet," said Ruth, with an
approach to gaiety; "When we move into a little house in town, will thee
let me put a little sign on the door: DR. RUTH BOLTON?"

"Mrs. Dr. Longstreet, thee knows, has a great income."

"Who will pay for the sign, Ruth?" asked Mr. Bolton.

A servant entered with the afternoon mail from the office. Mr. Bolton
took his letters listlessly, dreading to open them. He knew well what