had not been at the Montague's since the time he saw Ruth there, and he
wanted to consult the Squire about an occupation. He was determined now
to waste no more time in waiting on Providence, but to go to work at
something, if it were nothing better, than teaching in the Fallkill
Seminary, or digging clams on Hingham beach. Perhaps he could read law
in Squire Montague's office while earning his bread as a teacher in the
Seminary.

It was not altogether Philip's fault, let us own, that he was in this
position. There are many young men like him in American society, of his
age, opportunities, education and abilities, who have really been
educated for nothing and have let themselves drift, in the hope that they
will find somehow, and by some sudden turn of good luck, the golden road
to fortune. He was not idle or lazy, he had energy and a disposition to
carve his own way. But he was born into a time when all young men of his
age caught the fever of speculation, and expected to get on in the world
by the omission of some of the regular processes which have been
appointed from of old. And examples were not wanting to encourage him.
He saw people, all around him, poor yesterday, rich to-day, who had come
into sudden opulence by some means which they could not have classified
among any of the regular occupations of life. A war would give such a
fellow a career and very likely fame. He might have been a "railroad
man," or a politician, or a land speculator, or one of those mysterious
people who travel free on all rail-roads and steamboats, and are
continually crossing and recrossing the Atlantic, driven day and night
about nobody knows what, and make a great deal of money by so doing.
Probably, at last, he sometimes thought with a whimsical smile, he should
end by being an insurance agent, and asking people to insure their lives
for his benefit.