payment.

In the body of the note it must be stated that it is secured by
mortgage.

The date of the note and mortgage should be the same.

The man who mortgages his property is the mortgagor.

The man to whom the mortgage is given is the mortgagee.

The form of the mortgage is the same as that of a deed, except
that it contains a clause called the Defeasance, which states that
when the obligation has been met the document shall be void.

MORTGAGES MUST BE RECORDED

The forms for "signing, sealing and delivering" a mortgage, are
the same as with a deed.

A mortgage must be recorded the same as a deed, the mortgagee
paying the fees.

Chattel mortgages are filed and recorded in the same way, except
that it is not usual to make copies of the instrument. They are
described in books prepared for the purpose.

A wife need not join her husband in making the note secured by a
mortgage, but if she agrees to the transaction it is necessary for
her to sign the mortgage; however, some states do not require