Take care that you do not overdraw.

Keep your own record of your own money.

COMMERCIAL DEPOSIT BANKS

In the Commercial banks of our large cities no interest is
allowed, nor could it be easily calculated where a score of
deposits may be made in a week and a hundred checks drawn in a
day.

The depositor in such a bank is free to check out his funds as he
pleases.

Before opening an account there is more than money needed from the
depositor. If unknown, he must satisfy the bank of his character,
which is best done through the introduction of one known to both.

Some banks make a charge for deposits, where a man makes a
convenience of them by depositing money which he checks out in a
short time.

A depositor, when opening an account with a bank is required to
place his signature in a book kept for the purpose. Until the bank
officer, the paying teller, becomes familiar with the signature on
the check, he verifies it by comparing it with that in the book.

HOW TO PREPARE A CHECK

A check may be defined to be "a written order on a bank directing