balances being settled by money.

Money is a medium of exchange, and should not be confounded with
wealth or capital; the latter is that form of wealth which is used
with labor in all production.

Broadly speaking, wealth is of two kinds, dormant and active. The
former awaits the development of labor and capital, the latter is
the product of both.

Labor is human effort, in any form, used for the production of
wealth. It is of two kinds--skilled and unskilled. The former may
be wholly mental, the latter may be wholly manual.

The successful farmer must be a skilled laborer, no matter the
amount of his manual work. The unskilled farmer can never succeed
largely, no matter how hard he works.

Trained hands with trained brains are irresistible.

Too many farmers live in the ruts cut by their great-great-
grandfathers. They still balance the corn in the sack with a
stone.

Farming is the world's greatest industry. All the ships might be
docked, all the factory wheels stopped, and all the railroads
turned to streaks of rust, and still the race would survive, but
let the plow lie idle for a year and man would perish as when the
deluge swept the mountain tops.