Life in a bank is at its pleasantest in the winter. When all the world
outside is dark and damp and cold, the light and warmth of the place
are comforting. There is a pleasant air of solidity about the interior
of a bank. The green shaded lamps look cosy. And, the outside world
offering so few attractions, the worker, perched on his stool, feels
that he is not so badly off after all. It is when the days are long and
the sun beats hot on the pavement, and everything shouts to him how
splendid it is out in the country, that he begins to grow restless.

Mike, except for a fortnight at the beginning of his career in the New
Asiatic Bank, had not had to stand the test of sunshine. At present,
the weather being cold and dismal, he was almost entirely contented.
Now that he had got into the swing of his work, the days passed very
quickly; and with his life after office-hours he had no fault to find
at all.

His life was very regular. He would arrive in the morning just in time
to sign his name in the attendance-book before it was removed to the
accountant's room. That was at ten o'clock. From ten to eleven he would
potter. There was nothing going on at that time in his department, and
Mr Waller seemed to take it for granted that he should stroll off to
the Postage Department and talk to Psmith, who had generally some fresh
grievance against the ring-wearing Bristow to air. From eleven to half
past twelve he would put in a little gentle work. Lunch, unless there
was a rush of business or Mr Waller happened to suffer from a spasm of
conscientiousness, could be spun out from half past twelve to two. More
work from two till half past three. From half past three till half past
four tea in the tearoom, with a novel. And from half past four till
five either a little more work or more pottering, according to whether
there was any work to do or not. It was by no means an unpleasant mode