over their heads.




II


Formerly the New-Yorker lived in one of three different ways: in private
houses, or boarding-houses, or hotels; there were few restaurants or
public tables outside of the hotels, and those who had lodgings and took
their meals at eating-houses were but a small proportion of the whole
number. The old classification still holds in a measure, but within the
last thirty years, or ever since the Civil War, when the enormous
commercial expansion of the country began, several different ways of
living have been opened. The first and most noticeable of these is
housekeeping in flats, or apartments of three or four rooms or more, on
the same floor, as in all the countries of Europe except England; though
the flat is now making itself known in London, too. Before the war, the
New-Yorker who kept house did so in a separate house, three or four
stories in height, with a street door of its own. Its pattern within was
fixed by long usage, and seldom varied; without, it was of brown-stone
before, and brick behind, with an open space there for drying clothes,
which was sometimes gardened or planted with trees and vines. The rear of
the city blocks which these houses formed was more attractive than the
front, as you may still see in the vast succession of monotonous
cross-streets not yet invaded by poverty or business; and often the
perspective of these rears is picturesque and pleasing. But with the
sudden growth of the population when peace came, and through the
acquaintance the hordes of American tourists had made with European