"I used to have a billet at Coxon & Woodhouse's, of
Draper's Gardens, but they were let in early in the
spring through the Venezuelan loan, as no doubt you
remember, and came a nasty cropper. I had been with
them five years, and old Coxon gave me a ripping good
testimonial when the smash came, but of course we
clerks were all turned adrift, the twenty-seven of us.
I tried here and tried there, but there were lots of
other chaps on the same lay as myself, and it was a
perfect frost for a long time. I had been taking
three pounds a week at Coxon's, and I had saved about
seventy of them, but I soon worked my way through that
and out at the other end. I was fairly at the end of
my tether at last, and could hardly find the stamps to
answer the advertisements or the envelopes to stick
them to. I had worn out my boots paddling up office
stairs, and I seemed just as far from getting a billet
as ever.

"At last I saw a vacancy at Mawson & Williams's, the
great stock-broking firm in Lombard Street. I dare
say E. C. Is not much in your line, but I can tell you
that this is about the richest house in London. The
advertisement was to be answered by letter only. I
sent in my testimonial and application, but without
the least hope of getting it. Back came an answer by
return, saying that if I would appear next Monday I
might take over my new duties at once, provided that
my appearance was satisfactory. No one knows how