_Torah_.' 19. Everything is foreseen, yet free will is given; and the
world is judged by grace, yet all is according to the amount of the
work." 20. He used to say, "Everything is given on pledge, and a net
is spread for all living; the shop is open; the dealer gives credit;
the ledger lies open; the hand writes; and whosoever wishes to borrow
may come and borrow; but the collectors regularly make their daily
round, and exact payment from man whether he be content or not; and
they have that whereon they can rely in their demand; and the judgment
is a judgment of truth; and everything is prepared for the feast."

21. R. Eleazar, the son of Azariah, said, "Where there is no _Torah_,
there are no manners; where there are no manners, there is no _Torah_:
where there is no wisdom, there is no fear of God; where there is no
fear of God, there is no wisdom: where there is no knowledge, there no
understanding; where there is no understanding, there is no knowledge:
where there is no meal, there is no _Torah;_ where there is no
_Torah_, there is no meal." 22. He used to say, "He whose wisdom
exceeds his works, to what is he like? To a tree whose branches are
many, but whose roots are few; and the wind comes and plucks it up,
and overturns it upon its face, as it is said, 'And he shall be like a
lonely juniper tree in the desert, and shall not see when good cometh;
but shall inhabit the parched places in the wilderness, a salt land
and not inhabited.' But he whose works exceed his wisdom, to what is
he like? To a tree whose branches are few, but whose roots are many,
so that though all the winds in the world come and blow upon it, they
cannot stir it from its place, as it is said, 'And he shall be as a
tree planted by the waters; and that spreadeth out its roots by the
river and shall not perceive when heat cometh, but his leaf shall be
green; and shall not be troubled in the year of drought, neither shall
cease from yielding fruit.'"