management the bank has thus far had an uninterrupted tide of prosperity,
with every prospect of its continuance.

It is not alone as a banker that Mr. Handy has made himself prominent
among the citizens of Cleveland, He has been intimately connected with
other enterprises tending to increase the prosperity of the city, and it
is remarkable that all the undertakings he has been connected with have
proved profitable, to himself to a greater or less extent, as might be
expected, but in a far greater degree to others, the stockholders, for
whose interests he was laboring. Few, if any, men in Cleveland have made
more money for others than has Mr. Handy.

In addition to his banking duties, he filled the position from 1850 to
1860, of treasurer of the Cleveland, Columbus and Cincinnati railroad, and
managed its finances with that skill and ability which were peculiarly
needed in the earlier portion of that period, when the road was an
experiment, carried on under the heaviest difficulties. In 1860, he
resigned his position as treasurer, and is now a director in that company.
He has also been interested in other railroads centering in Cleveland.

In 1856, a Cleveland built schooner left the lakes for the ocean, and
crossed the Atlantic to Liverpool, thus commencing the direct trade
between the lakes and European ports. In 1857, another Cleveland built
vessel was sent across, loaded with staves and lumber, and returned with
crockery and iron. The success of these Tentures attracted the attention
of the enterprising business men of the lakes, and in the Spring of 1858,
a fleet of ten vessels left Cleveland, all but one loaded with staves and
lumber, for European ports. Their departure was marked by demonstrations
on the part of the authorities and leading men of business, and with a
fair breeze and good wishes the fleet bore away for salt water. Of the ten