All Policies are non-forfeitable, and participate in the profits of the
Company.

Dividends are made annually, on the Contribution plan.

Pamphlets containing Rates of Premium, and information on the subject of
Life Insurance, may be obtained at the office of the Company, or of any
of its Agents.

Parties desiring to represent this Company in the capacity of Agents
will please address the New York Office.

WILLIAM T. PHIPPS,

_President_.

A. D. HOLLY, _Secretary_.

O. S. PAINE, M. D. _Medical Examiner_.

HENRY HILTON, _Counsel_.

C. H. KING, M. D. _Asst-Med. Ex._

Each Agent in direct communication with the New York Office.

* * * * *

THE MYSTERY OF MR. E. DROOD.