impression upon him at the moment. He cared very little how the stranger
looked, as long as he had money enough to pay his fare.

"It's about a mile across the river, isn't it?" asked the stranger.

"About that here. Where do you want to go?"

"Straight across. There's an old man named Nichols lives on the other
side, isn't there?"

"Yes; he lives by himself."

"Somebody told me so. He's rich, isn't he?" asked the stranger,
carelessly.

"So people say; but he doesn't show it in his dress or way of living."

"A miser, I suppose?"

"Yes."

"What does he do with his money?"

"I only know what people say."

"And what do they say?"

"That he is afraid to trust banks, and hides his money in the earth."

"That kind of bank don't pay very good interest," said the stranger,