charities--Statement of his donations--Requests that no public
acknowledgment of his gifts be made--Character as a merchant and a
man--Advice to his son--His religious character--Loss of his health--His
patience and resignation--The model American merchant.


CHAPTER V.

ANDREW V. STOUT.

Early struggles--Acquires an education--Undertakes the support of his
family--The boy teacher--Hard work--Is made instructor of Latin--A
trying position--How he conquered his difficulties--Is made principal of
a public school--His first business ventures--Engages in the building of
houses--His platform of integrity--His success--A great mistake--He
indorses a note--The consequence of a false step--Liberal action of the
bank--Mr. Stout resolves to accept no accommodation--Pays the notes, and
loses twenty-three thousand dollars--Establishes himself as a wholesale
boot and shoe dealer--Enters the dry goods trade--Close attention to
business--His system and its success--Organization of the Shoe and
Leather Bank of New York--Mr. Stout is made Vice President, and
subsequently President--Character as a citizen--Is made City
Chamberlain--Generosity to the police force--Interest in church
affairs--Kindness to the poor--Encouragement which his career affords
others.


CHAPTER VI.

JONAS CHICKERING.