will be paid back £100. Thus any one taking
a share for £100, and keeping up the instalments
for twenty-one years, will in the end have paid
only £57 15s. for it -- the difference being met
by the interest paid by borrowers from the
society. The following table shows particulars
of other terms and the monthly subscription
payable:-

-----------------------------------------------
| Term | Monthly Sub- | Term | Monthly Sub- |
| of |scription for a| of |scription for a|
|Years.| £100 share. |Years.| £100 share. |
|------|---------------|------|---------------|
| | £ s. d. | | £ s. d. |
| 3 | 2 12 10 | 13 | 0 9 1 |
| 4 | 1 18 8 | 14 | 0 8 4 |
| 5 | 1 10 2 | 15 | 0 7 7 |
| 6 | 1 4 6 | 16 | 0 6 11 |
| 7 | 1 0 6 | 17 | 0 6 4 |
| 8 | 0 17 6 | 18 | 0 5 10 |
| 9 | 0 15 2 | 19 | 0 5 4 |
| 10 | 0 13 0 | 20 | 0 5 0 |
| 11 | 0 11 8 | 21 | 0 4 7 |
| 12 | 0 10 6 | | |
-----------------------------------------------

After the first year a depositor may, if desirous,
withdraw, on giving one month's notice, the full
amount he has paid, with interest, to the date