I knew to be the president of an insurance company and
who reached out and shook the speaker by the hand, "this
is a fine thing you're doing, a big thing. But we mustn't
let you do it alone. Let our company take a hand in it.
We're making a special rate now on chauffeurs, footmen,
and house-servants sent to the war, quite below the rate
that actuarial figures justify. It is our little war
contribution," he added modestly. "We like to feel that
we're doing our bit, too. We had a chauffeur killed last
week. We paid for him right off without demur,--waived
all question of who killed him. I never signed a check
(as I took occasion to say in a little note I wrote to
his people) with greater pleasure."

"What do you do if Henry's mutilated?" asked Mr. Spugg,
turning his quiet eyes on the insurance man and facing
the brutal facts of things without flinching. "What do
you pay? Suppose I lose the use of Henry's legs, what
then?"

"It's all right," said his friend. "Leave it to us.
Whatever he loses, we make it good."

"All right," said Spugg, "send me round a policy. I'm
going to see Henry clear through on this."

It was at this point that at my own urgent request I was
introduced to Mr. Spugg, so that I might add my
congratulations to those of the others. I told him that
I felt, as all the other members of the club did, that